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Manage Money With A Tight Budget

More often than not, the average salary earner garners

just enough money to support and be on a break even

with the numerous bills and fees presented to him.

There is a common misconception of having to manage

money with a tight budget in terms of being given the

image of incapacity or lack of capability. However, in

an optimistic point of view, having to manage money

with a tight budget actually brings out the good

qualities that a human being has in order to survive

and exist in harmony with the demands of society. This

only requires self reflection and responsibility to

focus on the self needs and thinking.

Tight Means Availability

Having a tight budget would mean that we are able to

discern what things are available to us and also

allows us to properly identify and rank the things we

need instead of what we want. In addition to that, we

are able to choose and deliberate on the better

benefits that we would be getting from choosing a

better alternative than the one we would normally


The resources and basic needs of a person are already

available in the society. Even as simple as the simple

grocery items that we need for the maintenance of our

homes are marketed in different brands and their

respective offers. All we have to do is know and

understand the fine printing of each product and know

what we really need at the right time.

Tight Means Better Responsibility

Having to deliberate on the hierarchy of needs we

should be spending our hard earned money brings out

and develops our sense of responsibility. This

responsibility ranges from the actual management of

money for needs rather than wants, and also applies to

the choices that we make to manage our existence. We

are also developed into thinking what we have to do at

certain stimuli presented to us. In this aspect we

learn to juggle and balance a very complex management

system and practice perfection and efficiency from


Tight Means Better Management Practice

Being able to practice proper management would

definitely bring about a more efficient means of

existing without much problems of having to look after

things other than what we expected. For example, a

credit card should be used to acquire things that are

not accessible for normal acquisition or when an

emergency is at hand. Still, having this power to have

advanced “money” in form of a loan does not mean that

we should be using it as normal as if we had the

actual money. Remember that this is borrowed money and

therefore should be paid back. That is why sometimes a

credit card is better left at home to lessen the

chances of mismanaging money due to a subconscious

thought that we are able to bend our budgeting anyway.

Tight Means A Means For Proactive Goal Setting

Human nature dictates that when provoked, a human

fights back. This is a common and usual occurrence for

any aspect that deals with human existence, including

managing money for survival and living. When a human

is presented with a tight budget, he is presented with

a limitation that restricts his freedom. A normal

response would be that the person finds ways in which

to ease up a little bit of restriction one step at a

time. This should ideally be the flow of thinking of

proactive goal setting.

Have a plan of projecting yourself several years in

the future and look at what you want and need, and

plan ahead. This also includes having to find ways of

earning a bit more to add to the efficiency of

productivity over time. Remember that the way to

manage money with a tight budget is to look at it as a

stepping stone to look for greener pastures, not as a

wall to block your aspirations.

Self Confidence Magazine
Self Confidence Magazine
We believe that self confidence is the most important factor in happy and fulfilling life. This is why our mission is to help billions of people who struggle with self confidence.


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